Things to Consider Before Buying a Home

• Check Your Credit – Your credit is crucial when applying for a loan. The better your score, the lower your interest rates will be. Be sure to check all three major credit reporting companies: Experian, Equifax, and TransUnion as the information in each report may vary slightly. Make sure you make copies of your credit report as well and check your score well in advance of applying for loans.

• Find a Lender – Most buyers will want to take out a loan when buying a home and you’ll want to be prepared to make a viable offer when you find that perfect home. Be sure that you are pre-approved for a loan before you start your search so that you don’t miss out on any opportunities. If you need help finding a lender, I can recommend several trusted lenders near you.

• Price Range – Calculate what’s realistic and comfortable for you before you begin your search. Once you know your range, we can determine your priorities and how best to achieve them within your budget.

• Research – Finding the right home can be time-consuming, so it’s important to consider your most important priorities before you decide: commute time, schools, neighborhood, proximities to amenities, number of bedrooms and baths, architectural style, condition…all are important factors to consider. Once you find the home that best fits your choices, budget, and lifestyle, I will prepare a written offer. With my experience in the market, I can help you construct an offer that has the best chance of being accepted./li>

• Once Your Offer is Accepted – I will submit it to your lender to finalize the loan approval process. I will arrange for an escrow to oversee the final paperwork, handle the exchange of funds and record the deed for closing. I’m here to assist you with any questions you may have during the process.

• Moving Time! – Now that you’ve found your perfect home it’s time to make moving arrangements. If you plan on utilizing a professional moving company, I can recommend reputable, local movers. Don’t forget to fill out your change of address forms with the post office and inform the utility companies of your move